{"id":12556,"date":"2021-07-28T09:39:30","date_gmt":"2021-07-28T07:39:30","guid":{"rendered":"https:\/\/www.gridky.com\/blog\/?p=12556"},"modified":"2022-08-30T17:51:20","modified_gmt":"2022-08-30T15:51:20","slug":"investir-un-heritage","status":"publish","type":"post","link":"https:\/\/www.gridky.com\/blog\/investir-un-heritage\/","title":{"rendered":"Investir un h\u00e9ritage"},"content":{"rendered":"

Investir un h\u00e9ritage<\/h1>\n

Introduction<\/h2>\n

La disparition d\u2019un proche est souvent un moment difficile \u00e0 g\u00e9rer, autant du point de vue personnel que de celui des formalit\u00e9s \u00e0 effectuer. D\u00e9clarations, fun\u00e9railles, d\u00e9couverte des dettes ou des actifs dont il faudra endosser la charge… Si certaines personnes d\u00e9c\u00e9d\u00e9es ne laissent aucun patrimoine derri\u00e8re elle, ce n\u2019est pas le cas d\u2019une grande majorit\u00e9 de Fran\u00e7ais, qui ont tendance \u00e0 laisser une enveloppe en argent ou un bien immobilier \u00e0 leurs descendants<\/strong> par exemple.<\/p>\n

A ce titre, il est n\u00e9cessaire de bien r\u00e9fl\u00e9chir \u00e0 la mani\u00e8re dont on va investir le montant de sa succession afin de faire fructifier cet h\u00e9ritage.<\/p>\n

 <\/p>\n

Le choix de l’immobilier<\/h2>\n

Si investir dans l\u2019immobilier para\u00eet plut\u00f4t une bonne id\u00e9e, il vous faudra arbitrer en fonction du montant de l’h\u00e9ritage<\/strong> laiss\u00e9. Dans le cas d’une enveloppe modeste, acheter un logement pour r\u00e9aliser un investissement locatif<\/a> ne serait pas rentable, notamment au regard des prix du march\u00e9 et de toutes les contraintes de gestion associ\u00e9es.<\/p>\n

Face \u00e0 ces limites du march\u00e9 direct, il est souvent pr\u00e9f\u00e9rable d\u2019investir son h\u00e9ritage en SCPI<\/a>.<\/p>\n

 <\/p>\n

Les SCPI de rendement pour un couple rendement\/risque \u00e9quilibr\u00e9<\/h3>\n

A ce titre, le meilleur placement immobilier pour faire fructifier son h\u00e9ritage serait l\u2019achat de parts de SCPI de rendement<\/a>. Les meilleures SCPI de rendement affichent une performance autour de 6 % et permettent d\u2019investir dans l\u2019immobilier locatif de fa\u00e7on indirecte<\/strong>, avec l’avantage d’un risque mutualis\u00e9 et sans aucune contrainte de gestion.<\/p>\n

En SCPI, ce sont en effet les soci\u00e9t\u00e9s de gestion sp\u00e9cialis\u00e9es qui sont charg\u00e9es d’acqu\u00e9rir, de louer et de g\u00e9rer le parc immobilier, tandis que les associ\u00e9s per\u00e7oivent des dividendes mensuels ou trimestriels.<\/p>\n

Faire fructifier son h\u00e9ritage avec un investissement en SCPI est relativement simple, \u00e0 condition de se faire conseiller par des professionnels : en effet, il existe en France de nombreuses SCPI<\/a>, avec chacune une strat\u00e9gie propre et des actifs tr\u00e8s diversifi\u00e9s.<\/p>\n

Les SCPI sont des placements \u00e0 long terme ( dur\u00e9e de d\u00e9tention minimale: environ 8 ans), aussi si vous souhaitez b\u00e9n\u00e9ficier d’un placement avec une certaine liquidit\u00e9, il faudra peut-\u00eatre vous tourner vers un autre type d’investissement.
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Investir un h\u00e9ritage Introduction La disparition d\u2019un proche est souvent un moment difficile \u00e0 g\u00e9rer, autant du point de vue personnel que de celui des formalit\u00e9s \u00e0 effectuer. D\u00e9clarations, fun\u00e9railles, d\u00e9couverte des dettes ou des actifs dont il faudra endosser la charge… Si certaines personnes d\u00e9c\u00e9d\u00e9es ne laissent aucun patrimoine derri\u00e8re elle, ce n\u2019est pas…<\/p>\n","protected":false},"author":8,"featured_media":12557,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[60],"tags":[],"yoast_head":"\nInvestir un h\u00e9ritage<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gridky.com\/blog\/investir-un-heritage\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investir un h\u00e9ritage\" \/>\n<meta property=\"og:description\" content=\"Investir un h\u00e9ritage Introduction La disparition d\u2019un proche est souvent un moment difficile \u00e0 g\u00e9rer, autant du point de vue personnel que de celui des formalit\u00e9s \u00e0 effectuer. 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