{"id":12141,"date":"2021-05-12T06:44:21","date_gmt":"2021-05-12T06:44:21","guid":{"rendered":"https:\/\/www.gridky.com\/blog\/?p=12141"},"modified":"2021-05-12T06:44:21","modified_gmt":"2021-05-12T06:44:21","slug":"les-scpi-de-deficit-foncier","status":"publish","type":"post","link":"https:\/\/www.gridky.com\/blog\/les-scpi-de-deficit-foncier\/","title":{"rendered":"Les SCPI de d\u00e9ficit foncier"},"content":{"rendered":"

Le m\u00e9canisme de d\u00e9ficit foncier<\/strong> suppose le plus souvent un investissement locatif<\/strong><\/a> dans un bien ancien<\/strong>, ce qui suppose bien s\u00fbr une enveloppe travaux cons\u00e9quente afin de mettre en location un bien r\u00e9nov\u00e9 et d\u00e9cent.
\nEt si on vous disait qu’il est possible de profiter des avantages du d\u00e9ficit foncier sans avoir \u00e0 g\u00e9rer vous-m\u00eame les diff\u00e9rentes phases d’une telle op\u00e9ration ? <\/span><\/p>\n

Les SCPI dites \u00ab\u00a0de d\u00e9ficit foncier\u00a0\u00bb<\/strong> sont en effet des soci\u00e9t\u00e9s qui investissent dans des biens anciens qu’elles r\u00e9novent avant de les mettre en location : elles permettent donc aux investisseurs de b\u00e9n\u00e9ficier de l’effet neutralisant du d\u00e9ficit foncier \u00e0 hauteur des parts d\u00e9tenues<\/strong>, et ce sans aucun souci de planification ou de gestion !<\/span><\/p>\n

 <\/p>\n

Le principe<\/h2>\n

Investir en <\/span>SCPI d\u00e9ficit foncier <\/span>consiste \u00e0 investir dans des biens \u00e0 r\u00e9nover, par le biais d’une soci\u00e9t\u00e9 de gestion, tout en b\u00e9n\u00e9ficiant des avantages offerts par la SCPI : aucune contrainte de gestion locative, mutualisation des risques, rendements, etc.\u00a0<\/span><\/p>\n

En moyenne, selon<\/span> les SCPI, les d\u00e9penses de travaux peuvent \u00eatre \u00e9tal\u00e9es sur 1 \u00e0 3 ans<\/strong> pendant lesquels l\u2019investisseur s\u2019engage \u00e0 conserver ses parts<\/strong>.<\/span><\/p>\n

Avantages li\u00e9s \u00e0 la SCPI d\u00e9ficit foncier<\/h2>\n
    \n
  • Constitution d’un patrimoine immobilier \u00e0 un faible co\u00fbt<\/strong><\/span><\/li>\n
  • B\u00e9n\u00e9ficier d\u2019une r\u00e9duction d\u2019imp\u00f4t<\/strong><\/span><\/li>\n
  • D\u00e9tenir un bien enti\u00e8rement g\u00e9r\u00e9 par une soci\u00e9t\u00e9 tierce<\/strong><\/span><\/li>\n
  • La mutualisation des risques<\/strong> de l’investissement<\/span><\/li>\n<\/ul>\n

    Fiscalit\u00e9 de la SCPI d\u00e9ficit foncier<\/h2>\n

    Les SCPI fiscales g\u00e9n\u00e8rent des revenus entrant dans<\/span> deux cat\u00e9gories diff\u00e9rentes, avec des r\u00e8gles d’imposition sp\u00e9cifiques <\/span>: les revenus locatifs<\/strong> et les plus-values.<\/strong><\/span><\/p>\n

      \n
    • Les<\/span> revenus locatifs<\/strong> <\/span>sont consid\u00e9r\u00e9s comme des revenus fonciers, soumis au bar\u00e8me progressif de l’imp\u00f4t<\/strong>.<\/span><\/li>\n
    • Les <\/span>plus-values<\/span> sont impos\u00e9es au titre des plus-values immobili\u00e8res<\/strong>, soumises au bar\u00e8me progressif de l’imp\u00f4t sur le revenu <\/strong>et aux pr\u00e9l\u00e8vements sociaux<\/strong>.<\/span><\/li>\n<\/ul>\n

      A NOTER<\/strong> : La SCPI d\u00e9ficit foncier permet de d\u00e9duire des revenus fonciers la quote part des travaux<\/strong> qui est li\u00e9e \u00e0 l\u2019investissement. Pour calculer l\u2019\u00e9conomie d\u2019imp\u00f4t, il suffit d\u2019appliquer la TMI de l\u2019investisseur ainsi que les pr\u00e9l\u00e8vements sociaux (15,5%).<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

      Le m\u00e9canisme de d\u00e9ficit foncier suppose le plus souvent un investissement locatif dans un bien ancien, ce qui suppose bien s\u00fbr une enveloppe travaux cons\u00e9quente afin de mettre en location un bien r\u00e9nov\u00e9 et d\u00e9cent. Et si on vous disait qu’il est possible de profiter des avantages du d\u00e9ficit foncier sans avoir \u00e0 g\u00e9rer vous-m\u00eame…<\/p>\n","protected":false},"author":8,"featured_media":12143,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[64],"tags":[],"yoast_head":"\nLes SCPI de d\u00e9ficit foncier<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gridky.com\/blog\/les-scpi-de-deficit-foncier\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les SCPI de d\u00e9ficit foncier\" \/>\n<meta property=\"og:description\" content=\"Le m\u00e9canisme de d\u00e9ficit foncier suppose le plus souvent un investissement locatif dans un bien ancien, ce qui suppose bien s\u00fbr une enveloppe travaux cons\u00e9quente afin de mettre en location un bien r\u00e9nov\u00e9 et d\u00e9cent. 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