{"id":11996,"date":"2021-04-14T11:35:14","date_gmt":"2021-04-14T11:35:14","guid":{"rendered":"https:\/\/www.gridky.com\/blog\/?p=11996"},"modified":"2023-09-27T11:16:20","modified_gmt":"2023-09-27T09:16:20","slug":"acheter-sa-residence-principale-pour-reduire-ses-impots","status":"publish","type":"post","link":"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/","title":{"rendered":"Acheter sa r\u00e9sidence principale pour r\u00e9duire ses imp\u00f4ts"},"content":{"rendered":"<div>\n<div class=\"c-news-detail \">\n<div class=\"c-news-detail__content\">\n<p>Pour le fisc, \u00a0votre <strong>r\u00e9sidence principale<\/strong> est le logement o\u00f9\u00a0votre famille et vous r\u00e9sidez plus de 8 mois par an et o\u00f9 vous recevez vos courriers. Vous ne pouvez donc pas au regard de l&rsquo;administration fiscale poss\u00e9der plus d&rsquo;une r\u00e9sidence principale. Vos <a href=\"https:\/\/www.gridky.com\/investissement-locatif\">investissements locatifs<\/a> n&rsquo;entreront jamais dans ce champ ! Le fait de poss\u00e9der le logement o\u00f9 vous r\u00e9sidez a en effet des cons\u00e9quences fiscales non n\u00e9gligeables&#8230;mais saviez-vous qu&rsquo;il existe aussi des avantages \u00e0 \u00eatre propri\u00e9taire de votre r\u00e9sidence principale ?<\/p>\n<h2>Pas de taxe sur la plus-value immobili\u00e8re<\/h2>\n<blockquote><p>Si vous vendez votre r\u00e9sidence principale et r\u00e9alisez une plus-value immobili\u00e8re, celle-ci ne sera pas tax\u00e9e !<\/p><\/blockquote>\n<p>La r\u00e9sidence principale est en effet <strong>exon\u00e9r\u00e9e de cette taxe sur les plus-values<\/strong>, et ce d\u00e8s lors que la cession intervient dans un d\u00e9lai normal de vente. Quels que soient le montant de la plus-value et la dur\u00e9e de d\u00e9tention de l\u2019appartement ou de la maison, vous \u00e9conomiserez donc des milliers d&rsquo;euros.<\/p>\n<p><strong>Attention !<\/strong> certains pourraient \u00eatre tent\u00e9s de transformer une r\u00e9sidence secondaire en r\u00e9sidence principale avant de la vendre. Mais si le fisc consid\u00e8re votre occupation insuffisante, il consid\u00e9rera le logement comme votre r\u00e9sidence secondaire et le taxera comme tel.<\/p>\n<h2>B\u00e9n\u00e9ficier d&rsquo;un abattement sur la valeur de votre r\u00e9sidence principale au titre de l&rsquo;IFI<\/h2>\n<blockquote><p>Tout logement poss\u00e9d\u00e9 fait partie du patrimoine soumis \u00e0 l<a href=\"https:\/\/www.gridky.com\/blog\/lifi-ex-isf-comment-defiscaliser-quand-on-y-est-assujetti\/\">&lsquo;Imp\u00f4t sur la Fortune Immobili\u00e8re (IFI)<\/a>.<\/p><\/blockquote>\n<p>Mais si vous \u00eates soumis \u00e0 l&rsquo;IFI, sachez que la valeur v\u00e9nale de votre r\u00e9sidence principale n&rsquo;entre dans le calcul de l&rsquo;IFI qu&rsquo;\u00e0 hauteur de 70 %. Vous b\u00e9n\u00e9ficierez donc d&rsquo;un abattement de 30% !<\/p>\n<p><b>EN CLAIR : Toute plus-value ou gain r\u00e9alis\u00e9 \u00e0 la revente de votre r\u00e9sidence principale est exon\u00e9r\u00e9 de taxes. De plus, si vous \u00eates assujetti \u00e0 l&rsquo;IFI, un abattement de 30% s&rsquo;applique sur la valeur de votre r\u00e9sidence principale.<\/b><\/p>\n<p><em><strong>A Noter<\/strong> : Vous pouvez \u00e9galement b\u00e9n\u00e9ficier de cr\u00e9dits d&rsquo;imp\u00f4ts ou d&rsquo;avantages fiscaux en r\u00e9novant un logement (cf notre article \u00ab\u00a0<a href=\"https:\/\/www.gridky.com\/blog\/reduire-ses-impots-en-renovant-son-logement\/\">R\u00e9duire ses imp\u00f4ts en r\u00e9novant son logement<\/a>\u00ab\u00a0).<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"o-gutter-bottom\">\n<p><strong>Quel que soit votre profil, vous pouvez utiliser le <a href=\"https:\/\/www.gridky.com\/comparateur?project=pinel\">comparateur<\/a>\u00a0Gridky<\/strong> afin de <strong>trouver le meilleur bien \u00e9ligible au dispositif chois<\/strong>i, et\u00a0<strong>adapt\u00e9 \u00e0 votre projet<\/strong> !<\/p>\n<div class=\"code-block code-block-2\">\n<div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pour le fisc, \u00a0votre r\u00e9sidence principale est le logement o\u00f9\u00a0votre famille et vous r\u00e9sidez plus de 8 mois par an et o\u00f9 vous recevez vos courriers. Vous ne pouvez donc pas au regard de l&rsquo;administration fiscale poss\u00e9der plus d&rsquo;une r\u00e9sidence principale. Vos investissements locatifs n&rsquo;entreront jamais dans ce champ ! Le fait de poss\u00e9der le&hellip;<\/p>\n","protected":false},"author":8,"featured_media":11998,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[66],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Acheter sa r\u00e9sidence principale pour r\u00e9duire ses imp\u00f4ts - Gridky<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Acheter sa r\u00e9sidence principale pour r\u00e9duire ses imp\u00f4ts - Gridky\" \/>\n<meta property=\"og:description\" content=\"Pour le fisc, \u00a0votre r\u00e9sidence principale est le logement o\u00f9\u00a0votre famille et vous r\u00e9sidez plus de 8 mois par an et o\u00f9 vous recevez vos courriers. Vous ne pouvez donc pas au regard de l&rsquo;administration fiscale poss\u00e9der plus d&rsquo;une r\u00e9sidence principale. Vos investissements locatifs n&rsquo;entreront jamais dans ce champ ! Le fait de poss\u00e9der le&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/\" \/>\n<meta property=\"og:site_name\" content=\"Gridky blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-14T11:35:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-27T09:16:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gridky.com\/blog\/wp-content\/uploads\/2021\/04\/Visuels-11.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1100\" \/>\n\t<meta property=\"og:image:height\" content=\"620\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Coralie\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Coralie\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/\",\"url\":\"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/\",\"name\":\"Acheter sa r\u00e9sidence principale pour r\u00e9duire ses imp\u00f4ts - Gridky\",\"isPartOf\":{\"@id\":\"https:\/\/www.gridky.com\/blog\/#website\"},\"datePublished\":\"2021-04-14T11:35:14+00:00\",\"dateModified\":\"2023-09-27T09:16:20+00:00\",\"author\":{\"@id\":\"https:\/\/www.gridky.com\/blog\/#\/schema\/person\/d7c5a67a810433ce07cba000c3857a36\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.gridky.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Acheter sa r\u00e9sidence principale pour r\u00e9duire ses imp\u00f4ts\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gridky.com\/blog\/#website\",\"url\":\"https:\/\/www.gridky.com\/blog\/\",\"name\":\"Gridky blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gridky.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gridky.com\/blog\/#\/schema\/person\/d7c5a67a810433ce07cba000c3857a36\",\"name\":\"Coralie\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.gridky.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e8b800670471ba6f23ba45bd8806c96d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e8b800670471ba6f23ba45bd8806c96d?s=96&d=mm&r=g\",\"caption\":\"Coralie\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Acheter sa r\u00e9sidence principale pour r\u00e9duire ses imp\u00f4ts - Gridky","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gridky.com\/blog\/acheter-sa-residence-principale-pour-reduire-ses-impots\/","og_locale":"fr_FR","og_type":"article","og_title":"Acheter sa r\u00e9sidence principale pour r\u00e9duire ses imp\u00f4ts - Gridky","og_description":"Pour le fisc, \u00a0votre r\u00e9sidence principale est le logement o\u00f9\u00a0votre famille et vous r\u00e9sidez plus de 8 mois par an et o\u00f9 vous recevez vos courriers. 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