{"id":11240,"date":"2020-09-07T05:53:24","date_gmt":"2020-09-07T05:53:24","guid":{"rendered":"https:\/\/www.gridky.com\/blog\/?p=11240"},"modified":"2020-09-07T05:53:24","modified_gmt":"2020-09-07T05:53:24","slug":"comment-defiscaliser-grace-a-la-loi-pinel","status":"publish","type":"post","link":"https:\/\/www.gridky.com\/blog\/comment-defiscaliser-grace-a-la-loi-pinel\/","title":{"rendered":"Comment d\u00e9fiscaliser gr\u00e2ce \u00e0 la loi Pinel ?"},"content":{"rendered":"

La loi Pinel<\/a>, prolong\u00e9e r\u00e9cemment jusqu\u2019au d\u00e9cembre 2021, permet de d\u00e9fiscaliser en r\u00e9alisant des investissements immobiliers locatifs dans le neuf. Pour optimiser votre placement, il est important de ma\u00eetriser tous les param\u00e8tres du dispositif. Alors, <\/span>comment d\u00e9fiscaliser gr\u00e2ce \u00e0 la loi Pinel ?\u00a0<\/b><\/p>\n

D\u00e9fiscalisation en loi Pinel : fonctionnement<\/span><\/h2>\n

La loi Pinel permet \u00e0 un investisseur d\u2019acqu\u00e9rir un logement dans le but de le louer et de b\u00e9n\u00e9ficier en retour d\u2019une r\u00e9duction d\u2019imp\u00f4t pendant plusieurs ann\u00e9es. Ce type de dispositifs est mis en place par le gouvernement pour inciter les particuliers \u00e0 investir dans l\u2019immobilier en \u00e9change d\u2019une d\u00e9fiscalisation et de dynamiser l\u2019offre locative de certains secteurs en p\u00e9nurie. L\u2019avantage fiscal est d\u00e9termin\u00e9 en fonction du prix du bien et d\u2019un taux de r\u00e9duction qui lui est appliqu\u00e9. Ce dernier varie selon la dur\u00e9e de l\u2019engagement de location consenti.<\/span><\/p>\n

Quel calcul faut-il effectuer pour d\u00e9fiscaliser gr\u00e2ce \u00e0 la loi Pinel ?<\/span><\/h2>\n

Nous vous le disions : la d\u00e9fiscalisation d\u00e9pend notamment du montant de l\u2019achat du bien. Elle s\u2019articule comme suit :<\/span><\/p>\n

    \n
  • 6 ans : 2 % par an du prix du logement soit 12 % de r\u00e9duction d\u2019imp\u00f4t ;<\/span><\/li>\n
  • 9 ans : 2 % par an du prix du logement soit 18 % de r\u00e9duction d\u2019imp\u00f4t ;<\/span><\/li>\n
  • 12 ans : 2 % par an pendant 9 ans et 1 % par an pendant 3 ans soit 21 % de r\u00e9duction.<\/span><\/li>\n<\/ul>\n

    Les conditions pour b\u00e9n\u00e9ficier des avantages de la loi Pinel<\/span><\/h2>\n

    L\u2019engagement de location et l\u2019obligation d\u2019investir dans un territoire \u00e9ligible \u00e0 la loi Pinel ne sont pas les seules conditions pour pouvoir b\u00e9n\u00e9ficier des avantages du dispositif. Petit tour d\u2019horizon des autres points \u00e0 respecter.<\/span><\/p>\n

    Les loyers<\/span><\/h3>\n

    Le montant des loyers ne doit pas d\u00e9passer un certain plafond, \u00e9tabli notamment en fonction de la zone o\u00f9 se situe le bien. Le but de ce seuil est de permettre de rendre les logements Pinel, neufs et modernes, accessibles \u00e0 des foyers aux revenus modestes et qui ne pourraient pas pr\u00e9tendre \u00e0 ce type de biens d\u2019ordinaire.<\/span><\/p>\n

    Les locataires<\/span><\/h3>\n

    Autre seuil \u00e0 respecter : les ressources des locataires ne doivent pas d\u00e9passer un certain plafond. L\u00e0 aussi, l\u2019int\u00e9r\u00eat est de proposer des biens \u00e0 des personnes qui poss\u00e8dent des revenus modestes.\u00a0<\/span><\/p>\n

    La VEFA<\/span><\/h3>\n

    En ce qui concerne les biens construits en VEFA, il est indispensable que le bien soit achev\u00e9 avant un d\u00e9lai de 30 mois.<\/span><\/p>\n

    Les performances \u00e9nerg\u00e9tiques<\/span><\/h3>\n

    Les logements ont l\u2019obligation de r\u00e9pondre \u00e0 certaines normes : la r\u00e9glementation thermique RT 2012 et BBC r\u00e9novation 2019.<\/span><\/p>\n

    Toutes ces conditions doivent \u00eatre respect\u00e9es pour d\u00e9fiscaliser gr\u00e2ce \u00e0 la loi Pinel. Le cas \u00e9ch\u00e9ant, vous pourriez perdre l\u2019avantage fiscal pr\u00e9vu par le dispositif Pinel.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

    La loi Pinel, prolong\u00e9e r\u00e9cemment jusqu\u2019au d\u00e9cembre 2021, permet de d\u00e9fiscaliser en r\u00e9alisant des investissements immobiliers locatifs dans le neuf. Pour optimiser votre placement, il est important de ma\u00eetriser tous les param\u00e8tres du dispositif. Alors, comment d\u00e9fiscaliser gr\u00e2ce \u00e0 la loi Pinel ?\u00a0 D\u00e9fiscalisation en loi Pinel : fonctionnement La loi Pinel permet \u00e0 un…<\/p>\n","protected":false},"author":5,"featured_media":11241,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[56],"tags":[],"yoast_head":"\nD\u00e9fiscaliser gr\u00e2ce \u00e0 la loi Pinel : explications et mode d'emploi<\/title>\n<meta name=\"description\" content=\"Vous avez investi dans l'immobilier locatif ? 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